Martin Lewis has shared his top tips for those in debt to get themselves out of it.
On tonight's (Thursday) Martin Lewis Money Show Live, the financial guru was clear about one thing - every little cost cut comes in handy when trying to clear a debt.
As such, he shared a checklist of tricks to cut costs, telling viewers "it ain't just what you what you do, it's the way that you do it".
The list included prioritising repaying highest interest - not largest - debts.
He advised anyone who is overdrawn to shift their direct debits to just before payday, and says that those with savings should use them to repay costly debt.
Martin also addressed the stigma of being in debt which stresses people more, saying that no one should be afraid to admit they are in debt.
He also told anyone struggling to pay due to Covid-19 that payment holidays are still available, including up to six months on cards, loans, mortgages and car finance.
But, as a warning, he said that it was a last resort because interest will still be added.
As always, Money Saving Expert has a full guide for those in debt here.
- The Martin Lewis Money Show Live is on ITV every Thursday at 8.30pm
