After years of austerity there probably isn't a person across the country who wouldn't like to claw a bit of their monthly wage back.
Saving money with the rising cost of living and stagnant wages can feel like an almost impossible achievement.
But now finance expert Martin Lewis has revealed a simple - yet bulletproof - way everyone can replenish their bank balance.
Speaking to our sister site WalesOnline, he gave the lowdown on what he considers the single most important advice when it comes to being economical - and it applies to everyone, regardless of their financial circumstances.
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He said: "I would suggest that people take one day a year off work where they sit down with their finances."
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During this day they should ask themselves two questions about all expenditure:
- Can I do this cheaper?
- Should I be spending on this?
He added that it is not about cutting corners or doing things to a lower standard.
He said: "Treat it as a day at work. So many people say to me that they haven't got time to sort the money but for many people, going through their finances could save over a grand in a day. It is about doing it cheaper -- not worse, cheaper."
There are some people who this advice does not apply to.
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"If you earn over a grand a day then this wouldn't be for you," he added with a laugh.
"But after tax this is an annual salary of over £500,000 so it applies to most people."
Martin was speaking in Cardiff after the Welsh Government acted to ensure vulnerable residents were made aware of a council tax discount that applies to them.
