Martin Lewis has explained what today's big changes to banking and employment rules mean for people at home.
Speaking to viewers of a coronavirus special edition of the ITV Martin Lewis Money Show, he pointed out just how big the changes have been.
"State support mechanisms have been built in days that normally take decades," Martin said.
"These will provide wealth support for millions - but not all. There are some substantial holes."
Today's biggest news was about a move to protect people in debt.
Banking watchdog the FCA just announced there will be no interest charged on credit cards or loans for three months if you are hit with coronavirus and banks will have to give you at least a £500 interest-free buffer on your overdraft.
Even people without overdrafts will benefit - with banks told to effectively create one for people who don't have one already and make the first £500 free.
Even better, banks can't hurt your credit rating for using any of the holidays or new borrowing created by this measure.
But Martin pointed out it wasn't quite a free pass.
That's because a payment holiday doesn't mean interest won't be built up, and it's only a pause, meaning the money will still need to be paid back.
"Payment holidays mean exactly what they say – you don’t pay, but you can still be charged interest," he said when he heard about the move.
"And with interest rates often high, especially on cards, that can mean storing up trouble for future. Those struggling for cashflow may have no choice, but if you don’t need to do it, don’t."
His final warning was that these are currently just proposals - but given they are set to come into force on April 9, he added that he was pretty sure they would go through with no more than the smallest changes.
Martin also had some great news for people changing jobs.
Previously, if you'd voluntarily changed jobs between February 28 and now you could miss out on the government scheme to cover 80% of your wages up to £2,500 a month.
While your old employer might re-employ you, there was no confirmation in writing from the Government so people were being told "no".
That has now changed.
"About an hour ago I got the confirmation in writing, I tweeted it, so you can go to your employer with that," he said.
And that means you've got a far stronger case.
"It is legal to be re-employed, you can now go to your old employer and say: I am not working because of coronavirus, you can re-employ me."
It's still up to them to put you on the scheme, Martin said, but there is no longer any legal bar.
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