Christmas is one of the most expensive periods of the year.
Many of us will be looking for ways to save money and sort out our finances as the new year rolls in.
To help with this, Martin Lewis, founder of Money Saving Expert, has revealed how to get £175 free cash post-Christmas.
The financial guru and his team uncover the best bank switching deals to go live lately and outline them in his weekly email , reports Liverpool Echo .
In it, Martin explains how you can make money by simply switching your acount.
It states: "Banks know many use the new year to sort their finances, so right on cue, two switching biggies are back, though another hot offer is ending.
"So if your bank's a bad'un, or you just want free cash, now's a great time to show your bank the door.
"What's more, switching is easy and only takes seven working days, and the new bank moves all payments for you."
All the deals mentioned require a credit check and you have to use their switching services to get the perks.
HSBC's Advance account is offering customers £175 for switching, plus with it you can open a 2.75 per cent fixed regular saver, where you can put up to £250/mth for a year.
All you need to do to qualify is have two or more direct debits or standing orders moved over within 30 days and pay in £1,750 a month.
Plus, you can't have had an HSBC account since January 2017.
First Direct is also back with a bigger offer, offering a £100 switch bonus for new customers, despite cutting it back to £50 in July.
Many also get a 0 per cent £250 overdraft, plus you can save up to £300 a month fixed for 1yr at 2.75 per cent interest in its linked regular savings account.
There's no min monthly pay-in, but you must pay in £1k within three months (you can withdraw it the next day if you want) to get the bonus.
M&S Bank is also offering £100 in M&S vouchers, without paying anything in, but you have to apply by 11:59pm on Monday to get the perk.
You also have to have four or more active direct debits.
If you deposit £1,250 a month, keep at least four direct debits active and register for online banking and statements within 3mths, then you get another £80 gift card in the first year.
It also offers a £100, 0 per cent overdraft, rising to £250 from 14 March.
You also get access to its linked 2.75 per cent fixed regular saver, where you can save up to £250 a month.
