Lowdown on Barclays' 100% mortgage, a new online bank and news on rent rises

The view from Calton Hill in Edinburgh. Rents in Scotland are rising faster than anywhere else in the UK. Photograph: Alamy

Hello and welcome to this week’s Money Talks – a roundup of the week’s biggest stories and some things you may have missed.

Money news

Residents of Elmbridge contributed on average £17,800 in income tax in 2014, with an average gross income of £64,500. Photograph: Andrew Parsons/PA

Rents continue to rise across the UK

Call to make recruiters responsible for housing migrant workers safely

Record numbers in council tax arrears

LGBT insurer Emerald aims to bridge a sexuality gap

Elmbridge again comes top for income tax contributions

Secret to making no-smell socks is kid’s play, says Devon farmer

BT customers face summer price rises

Feature

Joaquin Phoenix in Her. How would you feel about your bank having AI capabilities? Photograph: Warner Bros/Sportsphoto Ltd./Allstar

Bank accounts: to B, or not to B – that is the £2-a-month question

In pictures

Hautefort castle, Aquitaine, France Photograph: Leggett

Homes in castles

In the spotlight

The need to raise a large deposit is often blamed for stopping people from getting on the property ladder. Photograph: Rob Stothard/Getty Images

Barclays has become the first mainstream lender to offer 100% mortgages again - but they are not going to suit everyone. We look at the choices for buyers with no deposit, and what you will need to get a loan.

Consumer champions

Endsleigh won’t refund our insurance despite a warning not to travel

Airbnb cancelled our booking … an hour before we arrived

A disconnect with Vodafone over my sister’s mental illness

Money deals

Download a free guide to mortgages from the Guardian mortgage advice service.
Get five-star Defaqto rated home cover from just £15 per month with Guardian Home Insurance.