The government shocked public sector workers and unions alike last week by announcing proposals for increases to public sector pension scheme contributions for teachers, NHS workers and civil servants. The unions thought this was one of the key items still under discussion, and were angered to see the government taking a unilateral stance on the issue.
But there is still plenty to be decided, things that could have a huge influence on your standard of living in retirement.
Are you confused by the changes that are looming? Do you understand all the terminology? Are you worried you could do better in a different kind of pension scheme if the changes go ahead?
In the comments section below, put your questions to our panel of experts, Gerry O'Dwyer of the Royal College of Nursing, Laith Khalaf of independent financial adviser Hargreaves Lansdown and Jennie Kreser, pension lawyer at Silverman Sherliker.
They will be online at 12.30pm on Thursday 4 August to answer your questions.
