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The Guardian - UK
The Guardian - UK
Business
Jill Insley

Live clinic: landlord advice

A set of house keys with a house-shaped keyring
Renting to a suitable and reliable tenant is vitally important for landlords. Photograph: Andrew Paterson/Alamy

Thousands of people have become accidental landlords, plunged in at the deep end of dealing with tenants when they had no intention of ever renting out a property or a room.

You face getting to grips with finding an agency worth its commission, selecting suitable tenants, drawing up contracts, handling repairs and negotiating the return of deposits – all of which can have huge repercussions if you get it wrong.

And what sort of mortgage should you apply for? How much can you reasonably hold back from the deposit if the tenant has damaged the carpet? What should you be paying the agent and what should you expect them to do?

If you are renting a room out in your home, should the tenant contribute to council tax? What can you do if your tenant falls into arrears? How do you go about evicting tenants?

Our expert panel – James Cotton of mortgage broker London & Country, Margaret Longden of Countrywide Residential Lettings, Paul Shamplina of Landlord Action, and John Coyne from the National Landlords Association – will be online on Thursday 22 September at 12.30pm to give advice.

Please post your questions below.

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