Every week a Guardian Money reader submits a question, and it's up to you to help him or her out – a selection of the best answers will appear in Saturday's paper.
This week's question
Am I alone in being hounded for money by my former university and unsure whether to make a donation? In a weak moment after yet another call I was thinking of sending them £300. I'm now wondering whether an international charity might make better use of the money. If I pay up, will they chase me forever more?
What are your thoughts?
