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Ohio-based Cincinnati Financial Corporation (CINF) provides property and casualty insurance, along with other investment services. With a market cap of $24.2 billion, the company operates through Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments segments.
Companies worth $10 billion or more are generally referred to as “large-cap stocks.” CINF fits right into that category, with its market cap exceeding this threshold, reflecting its substantial size and influence in the property & casualty insurance industry.
CINF stock touched its all-time high of $161.74 on Nov. 27, 2024, and is currently trading 3.6% below that peak. Meanwhile, the stock has gained 7% over the past three months, slightly underperforming the Dow Jones Industrial Average’s ($DOWI) 9.4% uptick during the same time frame.
Over the longer term, CINF has outperformed the Dow. The stock has gained 8.5% on a YTD basis and 14.4% over the past 52 weeks, compared to Dow’s 8.5% uptick in 2025 and 11.2% returns over the past year.
Further, CINF has traded mostly above its 200-day moving average over the past year and above its 50-day moving average since early May, underscoring its uptrend.
Cincinnati Financial’s stock prices gained 3.6% in the trading session following the release of its impressive Q2 results on Jul. 28. The company observed a notable 15% growth in premiums earned, along with a solid increase in investment gains and other revenues. Its overall topline came in at $3.2 billion, up a massive 27.7% year-over-year. Moreover, the company observed notable margin improvements during the quarter, resulting in a staggering 52.7% year-over-year surge in non-GAAP operating income per share to $1.97, beating the consensus estimates by 41.7%.
When compared to its peer, CINF stock has also outperformed Allstate Corporation’s (ALL) 6.7% uptick in 2025 and 7.7% gains over the past 52 weeks.
Among the 10 analysts covering the CINF stock, the consensus rating is a “Moderate Buy.” Its mean price target of $163.33 suggests a modest 4.7% upside potential.
