If there is positive news worth sharing in the real estate world, it’s that there are still markets where homes are affordable, especially if you don’t want to wait another few years for prices to potentially drop.
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Of course, according to the Realtor.com midyear housing forecast, home sales in 2025 are expected to reach around 4 million, which is about 1.5% lower than in 2024. It’s worth pointing out that the 4.06 million homes sold in 2024 was a historically low number and the slowest pace since 1996. The forecast also expects home price growth to slow to 2.5%, down from 4.5% in 2024.
If you’re looking to enter the real estate market as a first-time homebuyer or want a change of scenery, there are less popular cities that will have lower home prices for the foreseeable future, with the potential for long-term growth. We spoke with a realtor and real estate expert to compile a list of lesser-known cities to consider for a move in 2026.
York, Pennsylvania
“[York is] a city with working-class roots that’s quietly positioning itself as a smart alternative to Baltimore or Philadelphia,” said Leon Fisher, a real estate advisor at Zook Cabins. “It’s located right between the two, with easy access to both.” According to Redfin data, the median housing price in York (as of June 2025) was $177,500, which is far lower than what you’d pay in either Baltimore or Philadelphia.
Fisher believes the significant investment in downtown infrastructure, combined with the local government’s offering of a 10-year property tax abatement for eligible buyers through its LERTA program, will be a significant draw for people looking to become homeowners.
While a growing number of buyers are choosing York for its proximity to big cities without the big-city prices, there’s another option…
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Greensburg, Pennsylvania
“If you drew a line between affordability and livability, Greensburg would land right in the middle,” noted Fisher. “It’s just 40 minutes from Pittsburgh, but homes here sell for a fraction of what they would in the city.” According to Redfin data, the median sale price in Greensburg was around $240,000, which is significantly more affordable than in larger cities.
Fisher added, “There are programs in place to support new buyers — from state-backed assistance with down payments to local efforts that help working families move from renting to owning.” He also shared the city has many hospitals, Seton Hill University, local manufacturing, and a thriving arts scene that punches above its weight. This is becoming an increasingly attractive option for first-time buyers who want to remain close to their families in major cities.
Wheeling, West Virginia
Fisher pointed out that Wheeling is one of the lowest-entry markets in the region, as median home prices remain around $165,000, according to Redfin data. However, he’s a proponent of this city because of the long-term upside. He elaborated, “The city offers tax credits for restoring historic properties, which is bringing in investors and first-time buyers alike. That includes a 20% state credit, plus access to federal support and community grants through Wheeling Heritage — a rare combination that’s helping buyers unlock serious value in older homes.”
Fisher referred to Wheeling as one of the last “under the radar” cities in the region with real potential for value growth as people relocate for remote work. You’re also within driving distance of Pittsburgh and Columbus.
Kit Carson, Colorado
Andrew Fortune, a realtor and owner of Great Colorado Homes, suggested looking into Kit Carson for a move in the next year because home prices have doubled in value in just five years. According to Redfin data, the median housing price is $210,000, which is significantly lower than the national average, despite the area’s growth.
Fortune added, “It’s far from the mountains, which keeps its population low. You can walk Main Street and still see neighbors chatting outside the post office.”
Ocala, Florida
Ryan McCallister, a real estate expert and founder of F5 Mortgage, believes Ocala is a great city to move to in 2026 due to its blend of affordability and growth potential. With a median sale price of $284,000, as listed on Redfin, it remains significantly cheaper than many coastal Florida cities. McCallister noted the affordability is coupled with a strong local economy driven by its equestrian culture, highlighted by the $800 million World Equestrian Center. He also believes the planned opening of The Shoppes Off 80th in 2026 is expected to further increase demand for housing in the area.
Fisher concluded, “In 2026, I’d keep my eye on the smaller cities that sit just outside major metro zones — the ones that haven’t exploded yet, but show all the early signs: growing commuter interest, stable employers, and home prices that are still within reach.”
The good news is there are still less popular cities where $200,00 means something. There are many smaller markets with livable pricing and stability.
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This article originally appeared on GOBankingRates.com: I’m a Realtor: 5 Affordable Hidden Gem Cities Worth Moving to in 2026
