Janet, 62, is a mum living in Middleton, north Manchester, she tells Claire Donnelly why she never has enough money and is struggling to save for her old age.
I’ve got a few medical problems, vertigo, epilepsy, so I’ve struggled with getting work.
I’ve done all sorts in the past, now I’m on Job Seekers’ Allowance. I’ve told them what I could do but I have to do the job search. I live on £146 a fortnight.

It means I don’t have a lot of money to spare but my family or a friend might take me for a meal every now and again.
I make myself get out to meet people otherwise I’d be stuck in all day and that’s no good. I try and be a cheerful person, what else can you do?
When I get my pension it might be easier.
I think overall things are worse than they used to be. It’s the Universal Credit and Bedroom Tax that are causing problems for a lot of people, they don’t seem to have enough money to live on.
A lot of people don’t care about how other people are living, as long as they’re alright they’re not bothered about anyone else.
If you get help you get called a scrounger - that’s not nice is it?
But I’m not. I’d love to be able to do more but I can’t.
You can’t afford to buy a house anymore. No-one can afford it. I rent a nice bungalow. It’s lovely but I’ll never be able to buy somewhere. And I can’t save, there isn’t enough to save for a pension.
And if you do have any savings they take your benefits away so what’s the point of it all?
Have Your Say
Tell us about the issues affecting you.
We are retracing the journey George Orwell made in his book, The Road to Wigan Pier to tell modern stories of working and unemployed poverty.
They'll appear in a regular series in the Daily Mirror newspaper and here, on our special anniversary website.