HSBC has announced plans to close a further 27 branches this year - reducing its network to 594.
The lender said the closures will take effect in 2020 - and come on the back of changes in the way people are managing their day-to-day banking.
"The plans reflect the long-term change in the way customers are banking alongside the bank’s need to ensure a sustainable branch network for the future," a HSBC spokesman said.
In a statement, it said the number of customers using HSBC branches has fallen by a third over the past five years.
According to the bank, nine in 10 of its customers now complete their transactions via the telephone, internet or smartphone and 99% of cash withdrawals are made at an ATM.
"Retaining a sustainable branch network is extremely important to us and we need to ensure it is fit for the future," Stuart Haire, HSBC UK’s head of retail banking and wealth management said.
"But, the way our customers bank with us has changed significantly over the last five to ten years, and that change is something we cannot ignore."
The bank said it will be investing almost £34million in its branches this year, including installing new technology and refurbishing 49 sites.
HSBC closures - the full list
Closing on July 3 2020:
Bristol Bedminster
Leigh-on-Sea
London Park Royal
Chingford
Swindon Old Town
Kensington High Street
Closing on July 10 2020:
Blaby
Peterlee
Leigh Bradshawgate
Chard
Wallasey
Royston
Pudsey
Closing on July 31 2020:
Croydon Wellesley Road
Saffron Walden
Tiverton
Ely
Pembroke
Closing later in 2020:
London Greenwich
London Regent Street
Redhill
Thetford
Sheffield Broomhill
Bourne
Cheltenham Bath Road
Coventry Corporation Street
Heswall
Branch refurbishments:
East Ham
Croydon North End
Ealing Broadway
Stratford Upon Avon
Hammersmith
Carmarthen
Lewisham
Cheltenham Promenade
Blackburn
Wembley
Bristol Kingswood
Wigan
Corby
122 Finchley Road
Alton
Cardiff Rhyd y Penau
Castleford
Hinckley
Lowestoft
Lymington
Ormskirk
Ramsgate
Saxmundham
Welshpool
Witney
