You've probably noticed in recent months that more and more cash machines are starting to charge a fee for withdrawing your cash.
According to new research from Which? 1,700 cash machines have begun charging fees for withdrawals in the first three months of this year.
Which? said the bulk of the ATMs affected are operated by Cardtronics, the UK's biggest cashpoint operator.
A row broke out last year over Link's proposals for reducing interchange fees - the fee card issuers pay ATM operators - leading to concerns more free-to-use cash machines will disappear.
A spokeswoman for Cardtronics said: "We have been forced into charging a fee for cash withdrawals on some of our machines where Link's cuts have left us with no choice.
"The decision on whether to introduce a fee is taken on a case-by-case basis and reflects the economic viability of the individual machine.
"We only ever charge a fee when there is no other option apart from removing the machine altogether."
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With more and more ATMs set to start charging customers a fee usually 95p or more to withdraw their own money, it might be handy to know which ATMs in your area are free and which you will have to pay to use.
Using the handy ATM Locater on the Link website will allow you to search your area to find your nearest free ATM.
You can also download the Link ATM Locater app to your smart phone.
Gareth Shaw, the head of money at Which?, said: “Communities are being stripped of free access to cash at an alarming rate that could hit the most vulnerable in our society the hardest, while denying millions of people free withdrawals.
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“A regulator is desperately needed to get a grip of these rapid changes across the cash landscape and ensure all those still reliant on this important payment method aren’t suddenly shut out from accessing the cash they need in their daily lives.”
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