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Clever Dude
Clever Dude
Travis Campbell

How Prenups Are Being Weaponized by the Wealthy to Trap Partners

Prenups
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Prenuptial agreements, or prenups, are supposed to protect both people in a marriage. They set clear rules about money and property if things go wrong. But lately, there’s a new trend: the wealthy are using prenups to trap their partners. This isn’t just about keeping what’s fair. It’s about power, control, and sometimes, even punishment. If you’re thinking about marriage or know someone who is, you need to know how prenups can be used against you. Here’s what’s really happening and how you can protect yourself.

1. One-Sided Terms That Favor the Wealthy

Many prenups now have terms that only protect the person with more money. If the marriage ends, these agreements can leave the other partner with almost nothing. For example, some prenups say the less wealthy partner gets no share of future earnings, property, or even spousal support. This can make someone feel trapped, especially if they gave up a career or moved for the marriage. If you’re asked to sign a prenup, read every line. Don’t assume it’s fair just because it’s legal. You have the right to negotiate.

2. Pressure to Sign Without Legal Advice

Some wealthy people push their partners to sign prenups quickly, sometimes right before the wedding. They may even discourage them from getting their own lawyer. This is a red flag. Without legal advice, you might not understand what you’re giving up. Courts have sometimes thrown out prenups signed under pressure, but not always. Always get your own lawyer. It’s not just about money—it’s about your future.

3. Hidden Assets and Lack of Transparency

A fair prenup requires both people to be honest about their finances. But sometimes, the wealthy partner hides assets or debts. This means the agreement is based on incomplete information. You can’t make a fair deal if you don’t know what your partner owns. Ask for full financial disclosure. If your partner refuses, that’s a warning sign. You can’t protect yourself if you don’t know the truth.

4. Clauses That Control Behavior

Some prenups go beyond money. They include rules about personal behavior, like weight, appearance, or even how often you visit family. If you break these rules, you might lose your rights under the prenup. This isn’t about protecting assets—it’s about control. These clauses can make you feel like you’re always being watched. If a prenup has personal rules, think hard about what that means for your relationship.

5. Waiving Rights to Future Inheritance

Prenups can include clauses that waive your right to inherit from your spouse. This can leave you with nothing if your partner dies. The wealthy sometimes use this to keep family money away from their spouse. If you see a clause like this, ask why it’s there. You have a right to know what you’re giving up, not just in divorce, but in life.

6. Using Prenups to Avoid Child Support

While most courts won’t let a prenup decide child support, some wealthy people try to include these terms anyway. They may hope their partner won’t challenge it later. Child support is for the child, not the parent. If a prenup tries to limit child support, it’s a sign the wealthy partner is trying to avoid responsibility. Don’t agree to anything that could hurt your children’s future.

7. Making Divorce Too Costly to Consider

Some prenups include penalties for filing for divorce, like losing property or paying large sums. This can make someone feel trapped in a bad marriage. The wealthy partner may use this as leverage to keep control. If a prenup has harsh penalties for divorce, ask yourself why. Marriage should be a partnership, not a trap.

8. Using Complex Legal Language

Wealthy people often have access to top lawyers who write prenups in complex legal language. This can make it hard for the other partner to understand what they’re signing. If you don’t understand the agreement, don’t sign it. Ask for a plain-language version. You have the right to know what every clause means.

9. Isolating the Partner Socially and Financially

A prenup can be part of a larger pattern of control. The wealthy partner may use money to isolate their spouse from friends, family, or work. Over time, this can make it hard to leave, even if the marriage is unhappy. If you feel isolated or controlled, talk to someone you trust. A prenup should never be used to cut you off from support.

10. Ignoring Changes in Circumstances

Life changes. You might have children, lose a job, or face illness. Some prenups don’t allow for changes in circumstances. This can leave one partner vulnerable if things go wrong. A good prenup should be flexible. If yours isn’t, ask for a review every few years.

Protecting Yourself from Unfair Prenups

Prenups aren’t always bad. They can protect both people if they’re fair. But when the wealthy use them as a weapon, they can trap partners in unfair situations. If you’re asked to sign a prenup, take your time. Get your own lawyer. Ask questions. Make sure you understand every word. Don’t be afraid to negotiate. And remember, a healthy relationship is built on trust, not control.

Have you ever felt pressured to sign a prenup? Share your story or thoughts in the comments.

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The post How Prenups Are Being Weaponized by the Wealthy to Trap Partners appeared first on Clever Dude Personal Finance & Money.

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