
Upper-class families with households of four or more members earn substantially more money than their smaller counterparts. According to a recent GOBankingRates study, four-person upper-class households earn a minimum of $171,000 in every state.
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To determine how much upper-class families earn in each state, GOBankingRates analyzed key data, including every state’s household median income and the median incomes for two-, three- and four-person households. Using the definition of middle-class income and upper-class income, the minimum upper-class income was calculated by doubling the median household income in each state.
Here’s how much upper-middle class families with two-, three- and four-person households earn in every state.

Alabama
- Household median income: $62,027
 - 2-person family minimum upper-class income range: $142,862
 - 3-person family minimum upper-class income range: $163,352
 - 4-person family minimum upper-class income range: $197,400
 
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Alaska
- Household median income: $89,336
 - 2-person family minimum upper-class income range: $195,228
 - 3-person family minimum upper-class income range: $225,844
 - 4-person family minimum upper-class income range: $257,300
 
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Arizona
- Household median income: $76,872
 - 2-person family minimum upper-class income range: $167,188
 - 3-person family minimum upper-class income range: $190,652
 - 4-person family minimum upper-class income range: $215,966
 

Arkansas
- Household median income: $58,773
 - 2-person family minimum upper-class income range: $133,584
 - 3-person family minimum upper-class income range: $155,546
 - 4-person family minimum upper-class income range: $180,560
 

California
- Household median income: $96,334
 - 2-person family minimum upper-class income range: $194,908
 - 3-person family minimum upper-class income range: $220,166
 - 4-person family minimum upper-class income range: $256,288
 

Colorado
- Household median income: $92,470
 - 2-person family minimum upper-class income range: $205,330
 - 3-person family minimum upper-class income range: $236,522
 - 4-person family minimum upper-class income range: $277,520
 

Connecticut
- Household median income: $93,760
 - 2-person family minimum upper-class income range: $205,626
 - 3-person family minimum upper-class income range: $246,494
 - 4-person family minimum upper-class income range: $306,182
 
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Delaware
- Household median income: $82,855
 - 2-person family minimum upper-class income range: $185,692
 - 3-person family minimum upper-class income range: $206,930
 - 4-person family minimum upper-class income range: $252,198
 

Florida
- Household median income: $71,711
 - 2-person family minimum upper-class income range: $155,070
 - 3-person family minimum upper-class income range: $175,716
 - 4-person family minimum upper-class income range: $206,126
 

Georgia
- Household median income: $74,664
 - 2-person family minimum upper-class income range: $159,860
 - 3-person family minimum upper-class income range: $182,560
 - 4-person family minimum upper-class income range: $221,472
 

Hawaii
- Household median income: $98,317
 - 2-person family minimum upper-class income range: $194,006
 - 3-person family minimum upper-class income range: $231,632
 - 4-person family minimum upper-class income range: $268,856
 

Idaho
- Household median income: $74,636
 - 2-person family minimum upper-class income range: $159,008
 - 3-person family minimum upper-class income range: $183,974
 - 4-person family minimum upper-class income range: $210,486
 
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Illinois
- Household median income: $81,702
 - 2-person family minimum upper-class income range: $178,322
 - 3-person family minimum upper-class income range: $212,894
 - 4-person family minimum upper-class income range: $256,280
 

Indiana
- Household median income: $70,051
 - 2-person family minimum upper-class income range: $156,376
 - 3-person family minimum upper-class income range: $182,056
 - 4-person family minimum upper-class income range: $215,110
 

Iowa
- Household median income: $73,147
 - 2-person family minimum upper-class income range: $168,612
 - 3-person family minimum upper-class income range: $195,284
 - 4-person family minimum upper-class income range: $235,620
 

Kansas
- Household median income: $72,639
 - 2-person family minimum upper-class income range: $168,036
 - 3-person family minimum upper-class income range: $189,272
 - 4-person family minimum upper-class income range: $225,838
 

Kentucky
- Household median income: $62,417
 - 2-person family minimum upper-class income range: $140,098
 - 3-person family minimum upper-class income range: $163,672
 - 4-person family minimum upper-class income range: $201,848
 
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Louisiana
- Household median income: $60,023
 - 2-person family minimum upper-class income range: $136,824
 - 3-person family minimum upper-class income range: $157,726
 - 4-person family minimum upper-class income range: $196,274
 

Maine
- Household median income: $71,773
 - 2-person family minimum upper-class income range: $162,470
 - 3-person family minimum upper-class income range: $201,002
 - 4-person family minimum upper-class income range: $236,130
 

Maryland
- Household median income: $101,652
 - 2-person family minimum upper-class income range: $214,834
 - 3-person family minimum upper-class income range: $255,294
 - 4-person family minimum upper-class income range: $308,234
 

Massachusetts
- Household median income: $101,341
 - 2-person family minimum upper-class income range: $211,684
 - 3-person family minimum upper-class income range: $263,540
 - 4-person family minimum upper-class income range: $331,910
 

Michigan
- Household median income: $71,149
 - 2-person family minimum upper-class income range: $157,690
 - 3-person family minimum upper-class income range: $193,688
 - 4-person family minimum upper-class income range: $234,086
 
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Minnesota
- Household median income: $87,556
 - 2-person family minimum upper-class income range: $190,688
 - 3-person family minimum upper-class income range: $237,240
 - 4-person family minimum upper-class income range: $287,996
 

Mississippi
- Household median income: $54,915
 - 2-person family minimum upper-class income range: $125,998
 - 3-person family minimum upper-class income range: $144,678
 - 4-person family minimum upper-class income range: $171,416
 

Missouri
- Household median income: $68,920
 - 2-person family minimum upper-class income range: $156,042
 - 3-person family minimum upper-class income range: $185,836
 - 4-person family minimum upper-class income range: $218,458
 

Montana
- Household median income: $69,922
 - 2-person family minimum upper-class income range: $161,242
 - 3-person family minimum upper-class income range: $180,092
 - 4-person family minimum upper-class income range: $216,154
 

Nebraska
- Household median income: $74,985
 - 2-person family minimum upper-class income range: $171,920
 - 3-person family minimum upper-class income range: $198,140
 - 4-person family minimum upper-class income range: $236,324
 
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Nevada
- Household median income: $75,561
 - 2-person family minimum upper-class income range: $161,504
 - 3-person family minimum upper-class income range: $183,090
 - 4-person family minimum upper-class income range: $201,362
 

New Hampshire
- Household median income: $95,628
 - 2-person family minimum upper-class income range: $200,434
 - 3-person family minimum upper-class income range: $260,916
 - 4-person family minimum upper-class income range: $305,160
 

New Jersey
- Household median income: $101,050
 - 2-person family minimum upper-class income range: $204,252
 - 3-person family minimum upper-class income range: $258,218
 - 4-person family minimum upper-class income range: $320,552
 

New Mexico
- Household median income: $62,125
 - 2-person family minimum upper-class income range: $142,648
 - 3-person family minimum upper-class income range: $148,950
 - 4-person family minimum upper-class income range: $175,592
 

New York
- Household median income: $84,578
 - 2-person family minimum upper-class income range: $177,498
 - 3-person family minimum upper-class income range: $215,584
 - 4-person family minimum upper-class income range: $267,218
 

North Carolina
- Household median income: $69,904
 - 2-person family minimum upper-class income range: $156,262
 - 3-person family minimum upper-class income range: $177,860
 - 4-person family minimum upper-class income range: $218,766
 

North Dakota
- Household median income: $75,949
 - 2-person family minimum upper-class income range: $184,860
 - 3-person family minimum upper-class income range: $207,342
 - 4-person family minimum upper-class income range: $259,822
 

Ohio
- Household median income: $69,680
 - 2-person family minimum upper-class income range: $157,178
 - 3-person family minimum upper-class income range: $189,588
 - 4-person family minimum upper-class income range: $229,186
 

Oklahoma
- Household median income: $63,603
 - 2-person family minimum upper-class income range: $146,240
 - 3-person family minimum upper-class income range: $163,752
 - 4-person family minimum upper-class income range: $187,874
 

Oregon
- Household median income: $80,426
 - 2-person family minimum upper-class income range: $173,386
 - 3-person family minimum upper-class income range: $210,430
 - 4-person family minimum upper-class income range: $246,054
 
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Pennsylvania
- Household median income: $76,081
 - 2-person family minimum upper-class income range: $166,174
 - 3-person family minimum upper-class income range: $207,738
 - 4-person family minimum upper-class income range: $251,348
 

Rhode Island
- Household median income: $86,372
 - 2-person family minimum upper-class income range: $189,136
 - 3-person family minimum upper-class income range: $229,700
 - 4-person family minimum upper-class income range: $270,848
 

South Carolina
- Household median income: $66,818
 - 2-person family minimum upper-class income range: $150,074
 - 3-person family minimum upper-class income range: $173,124
 - 4-person family minimum upper-class income range: $205,084
 

South Dakota
- Household median income: $72,421
 - 2-person family minimum upper-class income range: $171,982
 - 3-person family minimum upper-class income range: $189,558
 - 4-person family minimum upper-class income range: $222,366
 

Tennessee
- Household median income: $67,097
 - 2-person family minimum upper-class income range: $149,948
 - 3-person family minimum upper-class income range: $175,596
 - 4-person family minimum upper-class income range: $205,470
 
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Texas
- Household median income: $76,292
 - 2-person family minimum upper-class income range: $163,970
 - 3-person family minimum upper-class income range: $182,824
 - 4-person family minimum upper-class income range: $216,568
 

Utah
- Household median income: $91,750
 - 2-person family minimum upper-class income range: $176,682
 - 3-person family minimum upper-class income range: $211,052
 - 4-person family minimum upper-class income range: $235,334
 

Vermont
- Household median income: $78,024
 - 2-person family minimum upper-class income range: $179,852
 - 3-person family minimum upper-class income range: $217,864
 - 4-person family minimum upper-class income range: $263,308
 

Virginia
- Household median income: $90,974
 - 2-person family minimum upper-class income range: $192,854
 - 3-person family minimum upper-class income range: $233,320
 - 4-person family minimum upper-class income range: $278,334
 

Washington
- Household median income: $94,952
 - 2-person family minimum upper-class income range: $201,462
 - 3-person family minimum upper-class income range: $239,400
 - 4-person family minimum upper-class income range: $278,626
 
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West Virginia
- Household median income: $57,917
 - 2-person family minimum upper-class income range: $132,554
 - 3-person family minimum upper-class income range: $162,546
 - 4-person family minimum upper-class income range: $188,792
 

Wisconsin
- Household median income: $75,670
 - 2-person family minimum upper-class income range: $170,256
 - 3-person family minimum upper-class income range: $207,966
 - 4-person family minimum upper-class income range: $246,296
 

Wyoming
- Household median income: $74,815
 - 2-person family minimum upper-class income range: $167,924
 - 3-person family minimum upper-class income range: $198,586
 - 4-person family minimum upper-class income range: $229,674
 
Methodology: For this study, GOBankingRates analyzed each state to find the income a household needs to earn to be considered upper class. First, GOBankingRates found data for each state from the U.S. Census American Community Survey, including total households and total household median income for varying sizes of households. Using the definition of middle-class income and upper-class income, the minimum upper-class income was calculated by doubling the median household income in each state. The states were sorted by median household income. All data was collected on and is up to date as of June 25, 2025.
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This article originally appeared on GOBankingRates.com: How Much Upper-Class Families Earn in Your State