Every week a Guardian Money reader submits a question, and it's up to you to help him or her out – a selection of the best answers will appear in Saturday's paper.
This week's question
My 14-year-old daughter is hooked on the X Factor. She has used up her mobile credit voting (for the blond boy, mostly) and is begging for more. It will be hell if I don't give in. How do other parents deal with this nonsense? Should I ban her from watching? Or impound the phone?
What are your thoughts?