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The Economic Times
The Economic Times
Sneha Kulkarni

Highest 555-day FD interest rates: Banks are offering up to 7.25% interest rate on special fixed deposit

Special fixed deposit (FD) schemes are a hit with investors because banks usually provide higher interest rates on these compared to many regular FDs. These special FDs come with different tenures, offering both callable and non-callable options for the investors. One of the stand-out options is the 555-day deposit, which is quite popular.. Many leading banks offer the 555-day tenure with attractive interest rates to general customers, senior citizens and, in some cases, to super senior citizens.

Be sure to check out the 555-day FD interest rates of banks such as City Union Bank, Karnataka Bank, Bank of Baroda, Indian Bank, Canara Bank and Union Bank of India.

Also read: SBI revises FCNR(B) interest rates up to 5.75%: NRIs, OCIs & POIs can earn more on these deposits

City union Bank 555-day FD interest rate

City Union Bank offers an FD interest rate of 7.25% to general citizens on a tenure of 555 days, while senior citizens earn a higher rate of 7.50% on the same tenure.

Karnataka Bank 555-day FD interest rate

Karnataka Bank offers an FD interest rate of 7% to general citizens, while senior citizens earn a higher rate of 7.40% on the 555-day tenure.

Indian Bank 555-day FD interest rate

Indian Bank offers an FD interest rate of 6.80% to general citizens on a 555-day tenure. Senior citizens earn a higher rate of 7.30% on the same fixed deposit.

Also Read: Looking for over 17% return from FCNR deposit through leverage? Check pitfalls before getting lured

Union Bank of India 555-day FD interest rate

Union Bank of India offers an interest rate of 6.65% on the 555-day-tenure FD to general citizens. For senior citizens, the rate offered is 7.15% rate.

Canara Bank 555-day FD interest rate

Canara Bank offers an interest rate of 6.60% on 555-day FDs to general citizens and to senior citizens, the bank offers a 7.10% rate on the same tenure.

Highest 555-day FD interest rates

Bank Tenure FD Interest Rate for General Citizens (%) FD Interest Rate for Senior Citizens (%)
City Union Bank 555 days 7.25 7.5
Karnataka Bank 555 days 7 7.4
Indian Bank 555 days 6.8 7.3
Bank of Baroda 555 days 6.75 7.25
Union Bank of India 555 days 6.65 7.15

Source- Paisabazaar data as on June 10, 2026

Bank of Baroda launches 555-day FD

Bank of Baroda has launched a new retail term deposit scheme – the ‘bob Golden Goal Deposit Scheme’, a special 555-day tenor deposit scheme offering an attractive interest rate. The scheme is applicable on retail term deposits below Rs 3 crore.

bob Golden Goal Deposit Scheme details

Bank of Baroda (BoB) Golden Goal Deposit Scheme offers a special fixed deposit. Under the callable FD option, general customers, including NRO and NRE depositors, can earn an interest rate of 6.75% per annum. Senior citizens are offered a higher rate of 7.25% per annum, while super senior citizens can earn a 7.35% rate per annum.

For customers opting for the non-callable FD option, the interest rates are slightly higher. General customers can earn 6.80% per annum, senior citizens can get 7.30% per annum, and super senior citizens are eligible for 7.40% per annum on the 555-day deposit.

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