Getting on the property ladder in Bristol is no small feat.
Even if you're aren't looking at buying your own property now, it may be a good idea to get ahead.
And that is exactly what money Martin Lewis is advising, according to the Manchester Evening News.
The Money Saving Expert is urging all future first-time buyers to open a Help to Buy ISA before the end of November when no new applications can be accepted.
But don't worry if you don't have your deposit ready, Martin says just putting £1 in will help you to get started.
A Help to Buy ISA sees the government top-up what you put in by 25% - so that £1,000 becomes £1,250.
These particular ISA's will not be able to be applied for after November 30 2019 and instead will be replaced by the Lifetime Isa (LISA) which still has a 25% boost from the state but, according to Martin, its other terms differ.
This includes needing to be between the ages of 18-39 to open one whereas an H2B Isa is simply 16+.
By setting one up now, you'll be able to save for a new home up until 2029.
Writing in his MSE newsletter, Martin said: "If you think you'll need these [the Government top-up] but aren't sure, just open them.
"You need £1 in a Help To Buy Isa by November 30 or you lose the opportunity."
The maximum amount you can open a H2B Isa is £1,200 and the minimum you must have saved to get the Government boost is £1,400.
Martin advised that if you are 18-39 and don't plan on buying in the next year, a LISA may be a better option but if you're older and are in a more urgent need to buy, a H2B ISA is the safer option.
For more information on what Martin is recommending, you can visit the Money Saving Expert website here .
