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The Guardian - UK
The Guardian - UK
Technology
Jack Schofield

Helping teens to spend your money online

I have three teenagers who regularly use the internet for purchasing CD's, games, books etc. This requires they keep asking me to make the purchases on their behalf. Is there any way they can do it with out me having to use my credit/debit card details? Are there methods where they can have an account credited by me, or from their own bank accounts , and then use these to buy things online themselves? Ian Nurser

There is obviously a big need for this knd of thing, and some companies are offering pre-paid credit cards. The main example is Splash Plastic, which has been going for about five years. One obvious problem is that the card is not accepted at many online stores.

There's also the new Cashplus pre-paid MasterCard, but it seems to be extremely expensive to use (see Spending with pre-paid cash card could cost you dear).

My own ex-teenager suggests the Solo card. The FAQ says: "You can open accounts that include Solo with NatWest from age 11 onwards and with HSBC from age 13 onwards."

Anyone got a better idea?

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