Love it or hate it, Christmas is just around the corner - and no matter your opinion on the holiday there's no denying that this year will see many families making more cuts than usual.
With the soaring cost of living and rising energy prices, many households are assessing their spending habits, particularly when it comes to the Christmas period..
Have Your Say is a twice-monthly opinions newsletter where readers get to share their thoughts on the big topics affecting everyone across the UK and beyond. This month we want to know all about your opinions on the festive season and whether you will be spending less this year. We also want to know how you are saving money and if you have any tips for fellow readers.
To take part, simply complete the survey below or click here.