Finally, after decades of complaints, billions of pounds paid out and a last-minute rush to claim that broke the internet, PPI claims are no more.
If you’ve made a claim and are waiting to hear – good luck! Resolver helped more than half a million people make a complaint in just 48 hours.
If you’ve managed to register your complaint in time, don’t forget you can still add information to your case if you find it, so try to give the firm as much information as you can if you want to improve your chances of winning.
If you’re feeling motivated after making a PPI claim then why stop there?
There are loads of other scenarios where businesses might owe you money – and it’s dead easy to complain about them.
Here are five things you can claim for:
1. Flight delays and cancellations
It’s been a summer of strikes and frustration for many passengers. The good news is you’re entitled to compensation if you’ve been delayed over three hours or your flight is cancelled.
The rules are a bit fiddly which is why .
It makes sense to claim as soon as you can, but did you know you can go back 6 years to claim? Oh, and it’s not just your ticket cost, it could be up to €600!
2. Water companies
It’s frustrating that we’re stuck with the one water provider no matter how bad the service.
But there are loads of statutory payments water companies should pay for errors, from missed appointments to leaky sewer pipes.
Judging by my postbag, most people didn’t know this! Check online to find out what you can claim – even if the incident happened a while ago.
They aren’t going to automatically compensate you so make sure you know your rights!
3. Double insurance
Did you know that millions of us are paying for insurance policies that we don’t need?
Check your regular payments and debits from your bank account. You may be surprised to spot a mobile phone insurance policy for a phone you’ve upgraded years ago that’s still debiting.
Or you might find an expensive gadget insurance policy is much cheaper if you update your home insurance.
You could be able to claim back hundreds if you’ve been overcharged.
4. Packaged bank accounts
When the new millennium hit, the banks went in to overdrive trying to flog us things.
In the decade that followed, you couldn’t walk in to a branch or speak to a call centre without stressed staff desperately trying to meet unrealistic sales targets.
And the sale of packaged accounts – a bank account with a monthly fee for a few extra perks – were the most oversold.
Check your statements. If you didn’t want or need an account but they shoved you on it anyway, you might be able to reclaim the fees.
5. Premium phone charges
If you’ve entered a completion by texting an answer or signed up to receive text updates from a business, there’s a chance that you’re actually being charged for those annoying texts cluttering up your phone.
Yes, some firms charge over £2 (and often more) for each one of those texts!
If you didn’t know about this, you can make a complaint and demand your cash back – and the Phone Paid Services Authority can help if you aren’t happy with the response. We’ll walk you through it on the Resolver site.
Remember to regularly check your mobile phone bill – a lot of sneaky charges managed to make it on to your account without you realizing. So fight back!
It only takes a moment to make a claim, so make September go smoother with a bit of extra cash!
And remember the golden rule – you can make a complaint in just a few minutes for free, so never pay a claims management company to do it for you.
Claim your cash back for free today with Resolver: www.resolver.co.uk - and let me know your stories at yourstories@resolver.co.uk
