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FED:Small business, payments system brace for payday super

Superannuation is set for its most significant change in decades but a week ahead of implementation, many businesses - and potentially the clearance system itself - aren't ready.

From July 1, employee superannuation contributions must land in members' accounts within seven days of payday instead of every quarter.

Australian Tax Office data suggests as many as two in five businesses already pay contributions more often than quarterly.

For Waterfalls Cafe and Gallery owner Rachel Power in Tasmania's Mt Field National Park, the vagaries of regional tourism pushed her towards early payments well ahead of schedule.

"We've actually been paying super weekly for probably a year or two now, only because for cash flow we're very seasonal here," Ms Power told AAP.

"The market forces are pretty insane in Tasmania."

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