Fashion for all ages: Embellishment

Tracy wears:
Blazer, £175, by Berman Black, from Urban Outfitters.
Shirt, £135, by MIH Jeans, from Matches.
T-shirt, £13, by American Apparel.
Studded leggings, £45, by Oasis. Photograph: David Newby

Cindy wears:
Blazer, £99, by Cos.
Vest, £59,by Reiss.
Sequin trousers, £45, by Next.
Boots, £69.90, by Zara. Photograph: David Newby

Pam wears:
Studded jumper, £42, by Topshop.
Sequin jacket, from a selection, by Marks & Spencer Autograph.
Trousers, £142, by Athé Vanessa Bruno, from Urban Outfitters.
Bag, £89, by Reiss.
Ring, Pam’s own. Photograph: David Newby

Valerie wears:
Cardigan, £39.99, by River Island.
Top, £75, by Reiss.
Trousers, £44, by Monsoon.
Stole, from £80,by Banana Republic.
Hat, £14.50, by Gap.
Boots, Valerie’s own. Photograph: David Newby

Andra wears:
Coat with knitted insert, £129, by Zara.
Boots, £79.99, by H&M.
Tights, Andra’s own.
Clutch, £95, by Reiss. Photograph: David Newby