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Fairfield, Ohio-based Cincinnati Financial Corporation (CINF) provides property and casualty insurance products in the United States. With a market cap of $22.9 billion, the company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The insurance company is poised to announce its fiscal Q2 earnings results on Monday, July 28, after the market closes.
Ahead of this event, analysts expect the company to report a profit of $1.36 per share, up 5.4% from $1.29 per share in the year-ago quarter. The company has surpassed Wall Street's bottom-line estimates in three of the past four quarters, while missing on one occasion.
For fiscal 2025, analysts expect CINF to report an EPS of $5.28, down 30.3% year over year from $7.58 in fiscal 2024. However, in FY2026, the company’s EPS is expected to increase 55.1% annually to $8.19.
CINF stock has grown 25.2% over the past 52 weeks, underperforming the Financial Select Sector SPDR Fund’s (XLF) 26% surge but outperforming the S&P 500 Index’s ($SPX) 11.7% uptick during the same time frame.
CINF stock surged 1.6% following the release of its Q1 earnings on Apr. 28. The company announced a 13% year-over-year decline in its total revenues, which amounted to $2.6 billion. Moreover, CINF reported an adjusted loss per share of $0.24 for the quarter, which surpassed the consensus estimates by 60.7%.
Wall Street analysts are somewhat bullish about CINF’s stock, with a "Moderate Buy" rating overall. Among nine analysts covering the stock, three recommend "Strong Buy," one suggests a “Moderate Buy,” and five suggest a “Hold.” CINF’s average analyst price target of $152.83 indicates a potential upside of 4.6% from the current levels.
