Well, it finally happened, EA FC 26 pushed the GOAT button and released a Lionel Messi vs Cristiano Ronaldo Player Pick SBC, which, as you can already predict, costs a lot more than the usual 1M.
But for those looking to take the plunge, is it possible to save a few coins? And more importantly, once you are done, who among the two legends should you choose? Here’s how to complete the Messi Vs Ronaldo TOTY HM Player Pick SBC in EA FC 26 and which of them got the upper hand.
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EA FC 26 Messi Vs Ronaldo TOTY HM Player Pick SBC Solution
Going beyond the community’s already high estimates, EA FC 26‘s new TOTY HM Player Pick SBC will be availalbe until February 23, 2026, and demands 21 squads, valued at around 3 million coins total. No, you did not read that wrong. You can check out how to complete all challenges below:
| Challenge | Requirements | Quick Solution |
|---|---|---|
| 85-Rated Squad | Team Rating: 85+ | 2x 82’s, 5x 84’s, and 4x 86’s |
| 86-Rated Squad | Team Rating: 86+ | 3x 87’s, 3x 86’s, and 5x 84’s |
| 87-Rated Squad | Team Rating: 87+ | 3x 88’s, 4x 87’s, and 4x 84’s |
| 88-Rated Squad | Team Rating: 88+ | 1x 90, 2x 89’s, 2x 88’s, and 6x 86’s. |
| 88-Rated Squad | Team Rating: 88+ | 1x 90, 2x 89’s, 2x 88’s, and 6x 86’s. |
| 88-Rated Squad | Team Rating: 88+ | 1x 90, 2x 89’s, 2x 88’s, and 6x 86’s. |
| 88-Rated Squad | Team Rating: 88+ | 1x 90, 2x 89’s, 2x 88’s, and 6x 86’s. |
| 88-Rated Squad | Team Rating: 88+ | 1x 90, 2x 89’s, 2x 88’s, and 6x 86’s. |
| 88-Rated Squad | Team Rating: 88+ | 1x 90, 2x 89’s, 2x 88’s, and 6x 86’s. |
| 88-Rated Squad | Team Rating: 88+ | 1x 90, 2x 89’s, 2x 88’s, and 6x 86’s. |
| 88-Rated Squad | Team Rating: 88+ | 1x 90, 2x 89’s, 2x 88’s, and 6x 86’s. |
| 88-Rated Squad | Team Rating: 88+ | 1x 90, 2x 89’s, 2x 88’s, and 6x 86’s. |
| 88-Rated Squad | Team Rating: 88+ | 1x 90, 2x 89’s, 2x 88’s, and 6x 86’s. |
| 89-Rated Squad | Team Rating: 89+ | 2x 87, 3x 88’s, 4x 89’s, and 2x 90’s |
| 89-Rated Squad | Team Rating: 89+ | 2x 87, 3x 88’s, 4x 89’s, and 2x 90’s |
| 89-Rated Squad | Team Rating: 89+ | 2x 87, 3x 88’s, 4x 89’s, and 2x 90’s |
| 89-Rated Squad | Team Rating: 89+ | 2x 87, 3x 88’s, 4x 89’s, and 2x 90’s |
| 89-Rated Squad | Team Rating: 89+ | 2x 87, 3x 88’s, 4x 89’s, and 2x 90’s |
| 89-Rated Squad | Team Rating: 89+ | 2x 87, 3x 88’s, 4x 89’s, and 2x 90’s |
| 89-Rated Squad | Team Rating: 89+ | 2x 87, 3x 88’s, 4x 89’s, and 2x 90’s |
| 89-Rated Squad | Team Rating: 89+ | 2x 87, 3x 88’s, 4x 89’s, and 2x 90’s |
Should You Pick Messi or Cristiano Ronaldo?
Setting aside the fact that I don’t believe the SBC is worth even half of its astronomical price, Messi is the best pick among the two. The reason? The card takes his phenomenal ball control to a whole new level via Technical+. His First Touch, Incisive Pass, and Tiki Taka combo then allow him to excel just as much as an ST/CAM as he can out wide, all while staying lethal through Finesse Shot+.
Keep in mind, however, that the two passing PlayStyles come at the expense of Low Driven Shot, something CR7 does have in his arsenal. If you are looking for a more comprehensive look at both cards, here’s a full overview of how TOTY HM Messi and TOTY HM Ronaldo compare:
| TOTY HM Lionel Messi (90 OVR) | TOTY HM Cristiano Ronaldo (90 OVR) | |
|---|---|---|
| PAC | 90 | 90 |
| SHO | 90 | 93 |
| PAS | 90 | 82 |
| DRI | 94 | 89 |
| DEF | 37 | 40 |
| PHY | 71 | 83 |
| Weak Foot | 5☆ | 4☆ |
| Skill Moves | 4☆ | 5☆ |
| PlayStyles+ | Finesse Shot+ and Technical+ | Finesse Shot+ and Rapid+ |
| PlayStyles | Dead Ball, Incisive Pass, Tiki Taka, Game Changer, Tiki Taka, First Touch, and Quick Step | Low Driven Shot, Power Shot, Game Changer, Incisive Pass, Aerial Fortress, and Trickster |
| Positions | ST, CAM, RM, and RW | ST |
Now that you know everything about what is arguably the biggest FC 26 SBC to date, we also highly recommend taking a look at all of the upcoming Icon Swaps Rewards. Believe me, it’s worth it.
