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The Independent UK
The Independent UK
National
Vicky Shaw

Doing this can help reduce your car insurance by hundreds of pounds

  • A survey by consumer group Which? revealed that around six in 10 (59 per cent) of UK motorists successfully negotiated with their car insurer.
  • Among those who haggled, 61 per cent secured a reduction on their renewal quote, with some savings exceeding £200 and an average annual saving of £64.
  • While nearly half of drivers experienced premium increases at renewal, vulnerable customers faced greater difficulty in the haggling process, often needing to change policies for lower prices.
  • Which? questioned the fairness of initial insurance offers, suggesting that many customers might be overpaying if they do not negotiate their renewal quotes.
  • The Association of British Insurers attributed price variations to individual factors, while rules implemented in 2022 aim to ensure existing customers do not pay more than new ones for equivalent policies.

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