It's been a tough year for home owners with a mortgage, with the official cash rate increasing to 2.85 per cent.
Those on a variable rate have seen their repayments steadily increase, while those with fixed rates have continued to enjoy low rates.
But that's all set to change, with $270 billion worth of fixed loans coming to the end of their terms next year.
We want to know if you will be affected when this happens and if you are worried about the impending increase in your repayments.
You can share your story with us or ask us a question using the form below and our journalists may be in touch to investigate for either a TV, radio, or digital story.
