A dad-of-four was left with £2 in his bank account two days after pay day when an online scammer spent £3,000 on Adidas gear in a 90 minute shopping spree.
Andrew Poynton, 48, logged onto his online account to do some banking on Sunday, March 31, when he noticed a payment to Adidas for £180.
The operating department practitioner, who lives in West Kirby, said he 'thought nothing of it' and just assumed his wife was 'treating him'.
However, over the next 90 minutes an online scammer burned through nearly £2,809 - buying Adidas gear in a frenzied shopping spree.
The payments went out of Andrew's account every 10 minutes - with transactions ranging between £50 and £400 all directed to 'Adidas Stockport'.
Andrew said: "I looked at it and didn't think anything of it with the first payment but when I went back a bit later that's when I spotted all the other ones. I said to my wife 'we're being scammed here'."
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He immediately phoned his bank, Barclays, to confirm there was £2,800 pending on his account and they explained how he would be covered from fraudulent payments.
However, when Andrew contacted Adidas he was told they were unable to stop the transactions. He said: "I've been shopping with Adidas for 20 years and I was astonished to find out that they couldn't stop it. Then I got emails saying they had managed to stop some and not others.
"I've now had some emails saying 'your items are on the way'. They gave me the name and address of where it's going to and I'm outside Birkenhead Police Station about to report it now."
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Although he is covered from fraud as part of his Barclays account, the scam has left Andrew with only £2.72 to start the month.
He said: "The cheek was that two days after pay day, my account was empty and I said to them well I can be reimbursed but it's not a good way to start the month.
"I have £2.72 to start the month. I have a bills transaction on the first of every month that I wasn't sure if it would go out."
All the transactions were purchased through Andrew's Adidas account, which has a card linked to it - and when this card was cloned the scammer was able to spend thousands online.
Andrew has now reported the fraud to Merseyside Police.
