Consumer group Which? surveyed nearly 7,000 retirees in February about their spending to develop retirement income targets for one-person and two-person households.
While each person's circumstances are different, the findings could help to indicate how much someone might need to save. The figures include state and private pension income.
A comfortable retirement includes enough to pay for essentials as well as regular short-haul holidays, hobbies, alcohol and charity giving.
Couples will typically need an annual income of around £18,000 just to cover essentials such as food and drink, household bills, transport, clothing and health products, Which? calculated.
For a more luxurious lifestyle, they would need to aim towards an annual income of £41,000, unlocking the possibility of extended or long-haul holidays, health club memberships and expensive meals out and have a new car every five years.
For single-person households the typical essential, comfortable and luxury annual retirement incomes were calculated as £13,000, £19,000 and £31,000, respectively.
Retirees in two-person households had spent around 14% less on recreation and leisure and 10% less on transport recently, compared with before the coronavirus crisis in 2019, Which? found.
But spending on cars, charitable donations and groceries had increased by 6%.
For single-person households, spending on long-haul holidays and leisure memberships were down by 14% and 9% respectively.
The type of retirement income someone chooses may also have a bearing on how much they would potentially need to save for a comfortable retirement.
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