Gary Windass makes a devastating confession in Friday night's Coronation Street.
The builder is left bloodied and bruised after disobeying nasty Rick Neelan and incurring his wrath.
Battered Gary has a scary encounter with the loan shark, who wants him to pay off his £11,000 debt by any means necessary.
Back home, Sarah Platt is worried that Gary was involved in the factory roof collapse and is convinced something terrible has happened to him.
Sarah confides in Bethany that the police want to speak to her boyfriend and she fears he was responsible for Underwold crashing down and Rana's death.
Coronation Street: Peter makes desperate bid to find Carla after worrying news
Meanwhile, things get worse for Gary when he finds Rick lying in wait at the builders' yard.
Stunned Gary is forced to sign over everything he owns, including his van and all the fixtures and fittings at the yard, to cover his mounting debt.
Gary is able to do some good as he retrieves Alex's passport and gives it to Cathy.
He warns worried Cathy that her niece is in deep with a loan shark and needs to pay back the money he borrowed as soon as possible.
With nowhere else to turn, Gary reluctantly returns home and confesses to Sarah that he took out a loan from the wrong person.
Gary admits he was desperate at the time and has now lost absolutely everything.
Sarah is left reeling from the bombshell as she contemplates their future together.
Is this the end for Sarah and Gary?
And cab Gary find a way to get out of financial ruin?
*Coronation Street airs Mondays, Wednesdays and Fridays on ITV at 7.30pm and 8.30pm
Do you have a story to sell? Get in touch with us at webtv@trinitymirror.com or call us direct 0207 29 33033
