Childcare is possibly the biggest expense you will face as a parent - often making the cost of a mortgage pale into insignificance.
Whether you are hiring a nanny or using a nursery for your baby, you can kiss goodbye to hundreds of pounds a month - that's if you can find one you trust enough to look after your children. And it doesn't stop there. If you think finding childcare for an infant is difficult, just wait until you need an after school carer.
If you are about to become a parent, or already have children, you will undoubtedly need childcare at some stage, even if it's just a bit of babysitting at the weekend. Are you confused about the options? Worried about the cost? Not sure exactly what the rules are?
Our panel of childcare experts, including representatives from the charities Daycare Trust and Gingerbread, and employee benefits company Sodexo Motivation Solutions, will be on line on Tuesday from 12.30pm to answer your questions live. Simply post your queries below.
