Every week a Guardian Money reader submits a question, and it's up to you to help him or her out – a selection of the best answers will appear in Saturday's paper.
This week's question
Everyone in our small company has been told they must take a 20% pay cut or redundancies will be necessary. I only earn £19,000, work really hard, and to put it bluntly would rather see the dead wood chopped out than suffer a drop in pay. How do I get them to see it my way?
What are your thoughts?
