Lloyds Banking Group has confirmed plans to close 48 more branches across England and Wales, including seven Halifax outlets.
The lender said the closures are linked to changing customer habits, with 18million of its 25million customers now banking online.
Around 178 jobs are at risk as a result of the decision, however the bank said it aims to find all employees alternative roles.
The announcement comes in addition to 44 closures confirmed earlier this year - which included 29 Lloyds branches and 15 Halifax branches under restructuring plans.
The branches announced for closure have, over time, had “significantly fewer customers regularly using them”, a spokesman said. It did not comment on whether this was due to Covid lockdown closures.
Union Unite accused the group of “betraying communities” that will be left with limited face-to-face support and 178 job cuts.
Sharon Graham, Unite general secretary said: “This is a classic example of putting profits before people.
“The announcement is a complete betrayal of the communities and staff who have long supported this highly profitable business.
She added: “This sector needs to start taking their corporate social responsibilities seriously and stop neglecting their obligations to their customers and workforce.
“Banks are leaving people behind in the rush to close bank branches and force consumers to go cashless to boost their mega-profits.”
The cuts - which will take place between January and April next year - will take the total number of Lloyds Group branches from 1,523 to 1,475.
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However the bank said all customers will still have alternative access to cash within a third of a mile.
In a statement, Lloyds said it is instead piloting a new network of Community Bankers to support customers with local community needs such as house-buying.
One day each week, a Community Banker will be available in a town centre location such as a library or bookshop, to support customers with account enquiries, making payments, PIN requests, online banking queries, and appointment requests.
Community Bankers are currently visiting eight locations.
Vim Maru, retail director for Lloyds Banking Group, said: “Like many other businesses, we’ve seen people using our branches less frequently in recent years, and this decline is continuing.
"Our branches remain a fundamental part of how we serve our customers but we need to ensure the size of our branch network reflects the number of customers wanting to use them.”
Lloyds branches closing down
These are the Lloyds branches closing down between January and April 2022.
Amesbury
Atherton
Attleborough
Balham
Berkhamsted
Birmingham Cotteridge
Birmingham Springfield
Brockworth
Cambridge Cattle Market
Coleford
Crewkerne
Darwen
Dorking
Earlestown
Garston
Great Bridge
Harpenden
Hatfield
Hull Holderness Rd
Kings Cross
Kirkby-in-Ashfield
Leagrave
Leatherhead
Maldon
Melksham
Muswell Hill
New Malden
Lloyds
Oxted
Penarth
Ponteland
Portsmouth North End
Prescot
Runcorn
Seaford
South Kensington
Southampton Hythe
St Marys Isle of Scilly
Sydenham
Tutbury
Windsor
Worthing George V Ave
Halifax branches closing down
These are the Halifax branches closing down between January and April 2022.
Bristol Whiteladies
Christchurch
Consett
East Grinstead
Portsmouth North End
Sevenoaks
Tewkesbury
