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The Guardian - UK
The Guardian - UK
Business
Letters

Branch closure problem could be solved by caring, sharing banks

Lloyds Bank has announced job losses and branch closures
Lloyds Bank has announced job losses and branch closures. ‘Couldn’t banks share a branch? There could be a cashier position from each of three or four banks in the same building,’ writes Steve Pardoe. Photograph: Amer Ghazzal/Rex/Shutterstock

Bank branch closures can be very inconvenient, especially for rural customers (Lloyds axes 3,000 jobs and 200 branches, 29 July). Not all banking can be done online – small businesses regularly need to deposit cash and cheques. Couldn’t banks share a branch? There could be a cashier position from each of three or four banks in the same building, with independent IT systems but perhaps some shared back-office staff. This would enable more bank “branches” to remain open to their various customers, with significant reductions in property overheads.
Steve Pardoe
West Burton, North Yorkshire

• Join the debate – email guardian.letters@theguardian.com

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