How do you buy a health insurance plan? If you settle with the plan your agent sells or are happy knowing you have bought the cheapest plan, there is a bit of unlearning and a lot of learning in store for
you. To give you a ready comparison, we designed Mint SecureNow Mediclaim Ratings (MSMR). The full ratings can be seen here: http://www.livemint.com/mediratings. For family floater plans, ther are two sum insureds (Rs 10 lakh and Rs 20 lakh) and three age categories—eldest insured is 35, 45 or 65 years old. For individual plans, the sum assured are Rs 5 lakh, Rs 10 lakh and Rs 20 lakh. The ages are 35, 45, 65 and 70 years..
