A growing number of Indian businesses are turning to crypto payments to serve global clients and online platforms. Businesses are drawn by faster payments, lower fees, and greater reach. Crypto payment gateways are being used in addition to traditional payment methods. This guide covers key crypto payment providers for businesses operating in India.
Cryptomus
Cryptomus is made for businesses that work with international customers and operates in many regions, including India. It is suitable for large companies as well as smaller online services like VPNs, hosting providers, and SaaS platforms. The gateway supports over 120 cryptocurrencies, and merchant fees start from 0.4%, which is relatively low compared to many other crypto payment gateways.
Withdrawals are processed quickly, usually within one to two minutes. The platform includes volatility protection with automatic conversion of incoming payments into stablecoins. Auto-conversion for withdrawals also helps reduce price risks without extra fees. Merchants can manage invoices, send follow-up invoices, and make mass payouts.
Cryptomus focuses on secure transactions and responsive support. With two-factor authentication, IP whitelisting, and PIN protection, it has also been verified by Certik. Merchants can provide multi-language payment pages, apply branding options, and contact support via email or Telegram.
BucksBus
BucksBus is a non-custodial crypto payment gateway focused on simple and low-cost payments. It charges a fixed $0.7 fee per transaction, regardless of volume, which works well for businesses handling frequent payments. Funds are sent directly from the customer's wallet to the merchant's wallet, reducing third-party involvement.
The service does not require KYC or KYB, and signing up only takes an email address. This allows BucksBus to function globally, including within India, and supports businesses that prefer quick access and control. Merchants remain in full ownership of their funds through the non-custodial system.
Additional features include card-based crypto payments, internal currency swaps, and API support. The platform focuses on ease of use rather than advanced account tools.
Unocoin
Unocoin’s merchant gateway is built for India, with a focus on regulatory compliance and smooth local settlement. Since 2013, it has been one of the country’s leading crypto platforms, letting merchants accept Bitcoin, Ethereum, USDT, and other popular coins.
Merchants can use INR settlements to convert crypto payments straight into Indian Rupees and transfer funds to bank accounts. The platform also uses the Lightning Network to reduce Bitcoin transaction costs and speed up payments. It generally charges a fee of 0.5% to 0.7%
Security is maintained through OTP-based two-factor authentication, and Unocoin offers APIs and integration tools for online stores. Its accurate understanding of local regulations and taxes makes it reliable for businesses dealing with crypto in India.
ZebPay
ZebPay is a major crypto exchange operating in India, Singapore, and Australia, with over three million users. It provides merchant payment solutions, enabling businesses to accept various cryptocurrencies and convert them into INR. It supports a variety of popular coins like BTC and ETH, with fees starting at 0.5%.
Using its exchange infrastructure, ZebPay offers APIs and plugins for easy integration. Merchants gain access to liquidity, clear pricing, and reliable systems that simplify payments.
Security is a priority, with multiple encryption layers and the majority of funds kept in cold wallets. Its strong reputation in India also builds trust with merchants and local customers.
Razorpay
Razorpay lets Indian companies accept crypto payments, supporting Bitcoin, ETH, and USDT. It fits into existing payment systems without issues and protects transactions using encryption and tokenization. It charges a standard fee of 2%, which is a bit more than other gateways.
Through integrations on platforms like WHMCS, businesses can accept crypto for international services, subscriptions, and digital products. INR conversion is supported to make accounting and cash flow management easier.
Thanks to Razorpay’s trusted reputation and emphasis on security and compliance, it is a suitable option for businesses seeking to explore crypto payments without disrupting their current payment systems.
Top Factors for Selecting a Provider
A strong crypto gateway balances reliability, security, and flexibility. Fast withdrawals and standard fraud protection simplify daily operations.
At the same time, it is important to consider fees, supported currencies, and regulatory compliance. Picking a provider suited to your business ensures smoother processes and fewer surprises, allowing crypto payments to integrate effectively with your existing operations.
