Bank bosses in the hotseat

Barclays chief executive John Varley said it was important that banks were 'sensitive' to pay, as Barclays reported better-than-expected annual profits of £6.1bn. Its executives have refused bonuses for 2008 Photograph: PA

Former British Land boss Stephen Hester was brought in as new RBS chief executive to clear up the mess. The bank’s recent boardroom cull leaves only two executive directors from the Goodwin regime Photograph: Graham Turner/Guardian

Lloyds, led by its American chief executive Eric Daniels, recently sounded out shareholders about pay rises for its directors - despite being bailed out by the government. The taxpayer owns 44% of the merged Lloyds-HBOS Photograph: John Stillwell/Getty Images

Paul Thurston is HSBC’s UK managing director. Mounting losses in HSBC’s American business and a slowdown in Asia mean the bank may have to cut its dividend and/or raise new capital Photograph: Ted Aljibe/AFP/Getty Images

Also up before the committee is Antonio Horta-Osorio, the chief executive of Abbey. Its Spanish parent Santander recently added to the gloom in the finance industry when it announced a cull of 1,900 jobs in its three UK businesses Photograph: Getty Images

The inquisitors: Chairman of the Commons Treasury committee John McFall. He said of the Financial Services Authority that it was "not just sleeping, but comatose" Photograph: PA

Michael Fallon - Tory MP, Sevenoaks - former Tory minister with good grasp of financial realpolitik. Said of Brown's warnings on the economy: "It's like an arsonist pretending he invented the smoke alarm." Photograph: PA

Graham Brady - Tory MP for Altrincham & Sale West - "Given that the run (on Norther Rock) might have been avoided had the guarantee been in place straightaway, it's essential we find out the exact timing" Photograph: Cathal McNaughton/PA

George Mudie - Labour MP for Leeds East - "I always quote Lloyd George: 'You can't feed the hungry on statistics of national prosperity'" Photograph: Michael Stephens/PA

Before he was ousted, former RBS chief executive Sir Fred Goodwin, nicknamed 'Fred the Shred' for his ruthless cost-cutting, came under severe criticism for the bank’s expensive ABN Amro acquisition followed by a record £12bn fund-raising Photograph: David Moir/Reuters

Former RBS chairman Sir Tom McKillop will face anger over the state-supported bank’s plans to share £1bn of bonuses among staff. RBS is on course to lose a record-breaking £28bn for 2008 Photograph: Danny Lawson/PA

Andy Hornby, the former chief executive of HBOS, now acts as a consultant to his former bank. After a run on its shares last summer, HBOS was rescued by Lloyds TSB - both by then owned by the taxpayer Photograph: John Stillwell/AFP/Getty

Former HBOS chairman Lord Stevenson of Coddenham also faces interrogation. The ousted HBOS bosses are thought to have walked away with multimillion-pound payouts - with the taxpayer footing part of the bill Photograph: PR