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Monett, Missouri-based Jack Henry & Associates, Inc. (JKHY) is a financial technology company that connects people and financial institutions through technology solutions and payment processing services that reduce the barriers to financial health. With a market cap of $13.3 billion, the company also performs data conversion and software installation and customization for the implementation of its systems along with continuing customer maintenance.
Shares of this leading provider of computer systems have underperformed the broader market over the past year. JKHY has gained 8.1% over this time frame, while the broader S&P 500 Index ($SPX) has rallied nearly 10.2%. However, in 2025, JKHY’s stock rose 3.8%, surpassing the SPX’s 1.3% dip on a YTD basis.
Narrowing the focus, JKHY’s underperformance is also apparent compared to the Global X FinTech ETF (FINX). The exchange-traded fund has gained about 18.6% over the past year. However, JKHY’s returns on a YTD basis outshine the ETF’s 3.4% losses over the same time frame.
On May 6, JKHY shares closed down marginally after reporting its Q3 results. Its EPS of $1.52 beat Wall Street expectations of $1.29. The company’s revenue was $585.1 million, failing to meet Wall Street forecasts of $586.8 million. JKHY expects full-year adjusted EPS to be between $5.83 and $5.87, and expects adjusted revenue in the range of $2.33 billion to $2.34 billion.
For the current fiscal year, ending in June, analysts expect JKHY’s EPS to grow 11.7% to $5.84 on a diluted basis. The company’s earnings surprise history is impressive. It beat the consensus estimate in each of the last four quarters.
Among the 18 analysts covering JKHY stock, the consensus is a “Hold.” That’s based on four “Strong Buy” ratings, 12 “Holds,” and two “Strong Sells.”
This configuration is less bearish than two months ago, with three analysts suggesting a “Strong Sell.”
On May 7, Robert W. Baird analyst David Koning maintained a “Hold” rating on JKHY and set a price target of $195, implying a potential upside of 7.1% from current levels.
The mean price target of $186.28 represents a 2.4% premium to JKHY’s current price levels. The Street-high price target of $212 suggests an upside potential of 16.5%.
