Every week a Guardian Money reader submits a question, and it’s up to you to help him or her out – a selection of the best answers will appear in next Saturday’s paper.
This week’s question:
I was going to buy (the minimum) £100 of premium bonds for my goddaughter’s 18th, but my wife, who also has them, says she nor anyone she knows has ever won anything meaningful. Are they a decent investment? If not, what’s a good alternative financial gift?
Do you have a problem readers could solve? Email your suggestions to money@theguardian.com or write to us at Money, The Guardian, Kings Place, 90 York Way, London N1 9GU