Apple has launched its own credit card - and the company will literally pay you to use it.
The card is both a digital card, stored in the Apple Wallet on your iPhone and supported by Apple Pay, and a physical card, made of titanium, with your name lasered onto the front.
Users can sign up for the card on their iPhone and receive it within minutes. The card is financially backed by Goldman Sachs and Mastercard, so it can be used anywhere in the world.
Apple claims the app is designed to help everyone live a healthier financial life. Like Monzo in the UK, it provided a breakdown of how much you spend each month on shopping, food and drink and transport.
Users can track what they're spending day-over-day, or month-over-month, and interest is calculated in real time.
Apple is also offering rewards for using the card in the form of "daily cash".
Users will get 1% cash back on anything they purchase using the physical card, 2% on anything they buy using Apple Pay on their iPhone, and 3% on anything they buy from an Apple Store.
This daily cash will be credited to their account, and they will be able to spend it, send it to a friend or use it however they like.
Apple claims that privacy and security is integrated throughout hardware and software.
Each payment includes one time security code which protects it from being used without your permission, and all payments are authenticated with TouchID or FaceID.
Support is provided through Messages.
Tim Cook described it as "the most significant change to the credic card industry in 50 years".
UK availability has not yet been announced.
