Critics of the Affordable Care Act have argued that the law would force insurers to drop coverage or cut workers’ hours — but that hasn’t happened, according to a new analysis from the Urban Institute.
The details: Employer-based health coverage has held steady since 2010, as the overall number of insured people rose. Researchers found no relationship between the number of people in a given field who had insurance and the overall changes in employment levels, hours worked or earnings. However, everything isn’t worry-free in the world of employer-sponsored insurance. Deductibles and other out-of-pocket costs have been steadily rising, as health care costs go up and employers shift more of those increases onto their workers.
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