We all know that rich people buy things most of us can only dream about, but some of their purchases seem downright bizarre to the average person. Why would anyone spend thousands on a dog spa or a custom closet? The answer goes deeper than just having extra cash. Understanding what rich people buy—and why—can reveal a lot about their mindset and how they approach money. If you’ve ever wondered why the wealthy make certain choices, this list will give you a peek behind the curtain. You might even find a few lessons you can apply to your own financial journey.
Let’s break down eight things rich people buy that the middle class often finds silly, and see what practical insights we can take from their spending habits.
1. Personal Chefs
Hiring a personal chef might sound like the ultimate luxury, but it’s a practical investment for many wealthy individuals. Rich people buy time, and outsourcing meal prep frees up weekly hours. Instead of shopping, cooking, and cleaning, they focus on work, family, or hobbies. While most middle-class families consider this an unnecessary expense, the wealthy view it as a way to maximize productivity and health. If you can’t afford a chef, consider meal planning or using meal delivery services to reclaim some of your time.
2. Private Membership Clubs
From exclusive golf courses to members-only social clubs, rich people buy access to private communities. These clubs offer more than just luxury amenities—they provide valuable networking opportunities and a sense of belonging. While the middle class may see these memberships as frivolous, the wealthy use them to build relationships that can lead to business deals or new ventures. If a private club isn’t in your budget, look for local groups or professional organizations that offer similar networking benefits at a lower cost.
3. High-End Home Automation
Smart homes are becoming more common, but the wealthy take it to another level. Rich people buy advanced home automation systems that control everything from lighting and security to climate and entertainment. These systems can cost tens of thousands of dollars, which seems excessive to many. However, the convenience, security, and energy savings can be significant. Even if you’re not ready for a fully automated home, investing in a few smart devices can make your life easier and more efficient.
4. Custom Closets and Dressing Rooms
To the middle class, a closet is just a place to store clothes. But rich people buy custom closets and even entire dressing rooms designed by professionals. These spaces often include built-in lighting, display cases, and climate control. While it may seem silly, these customizations help the wealthy protect and organize their expensive wardrobes. The takeaway? Even on a budget, organizing your space can save you time and help you take better care of your belongings.
5. Exotic Pets
While most people stick to cats or dogs, rich people buy exotic pets like miniature horses, rare birds, or even big cats. These animals require special care, permits, and often custom habitats. The middle class may see this as an unnecessary extravagance, but it’s about status and unique experiences for the wealthy. If you love animals, consider volunteering at a local shelter or sanctuary to enjoy unique creatures without the hefty price tag or responsibility.
6. Art Collections
Rich people buy art not just for decoration, but as an investment and a way to express their identity. Some spend millions on paintings, sculptures, or rare collectibles. While the middle class might see this as frivolous, art can appreciate in value and offer tax benefits. Even if you’re not ready to start a collection, supporting local artists or learning about art can enrich your life and potentially your finances.
7. Luxury Travel Experiences
Instead of just booking a vacation, rich people buy unique travel experiences—private jets, exclusive resorts, or guided expeditions. These trips are about more than relaxation; they create memories and build relationships. The middle class may see this as over-the-top, but the wealthy value experiences over things. You can apply this mindset by prioritizing meaningful experiences, even if they’re close to home or on a smaller scale.
8. Personal Development Coaches
Rich people buy access to top-tier coaches for everything from business to wellness. These professionals help them set goals, stay accountable, and reach new heights. While hiring a coach may seem unnecessary to many, the wealthy see it as an investment in themselves. If a personal coach isn’t in your budget, look for books, podcasts, or online courses to support your growth.
Rethinking What “Silly” Really Means
When you look at what rich people buy, it’s easy to dismiss their choices as silly or wasteful. But often, these purchases reflect a different approach to time, relationships, and personal growth. The wealthy focus on investments that pay off in convenience, connections, or long-term value. You don’t need a fortune to adopt some of these habits—just a willingness to see spending as a tool for building the life you want.
What’s the one “silly” thing you’ve always wanted to buy, and do you think it would actually add value to your life? Share your thoughts in the comments!
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The post 8 Things Rich People Buy That the Middle Class Think Are Silly appeared first on The Free Financial Advisor.
