If you claim certain benefits, you may find your payments are stopped when you reach state pension age.
You may be able to claim other benefits instead, so it’s important to be aware of what you could be entitled to.
There are also some payments that you might be able to claim at any point in your adult life, meaning they will carry on even after you reach state pension age.
Debt charity Turn2Us has compiled a list of all the benefits that will stop when you reach pension age, and all the ones that should continue.
Here is everything you need to know:
Benefits you can't claim when you reach pension age
You can no longer claim these benefits when you or your partner reach pension age:
- Income-based Jobseeker’s Allowance
- Income-related Employment and Support Allowance
- Income Support
- Universal Credit
You can no longer claim these benefits when you reach pension age:
- Contribution-based Jobseeker's Allowance
- Contributory Employment and Support Allowance
- Bereavement Support Payment
- Widowed Parent’s Allowance
You cannot make a new claim for Disability Living Allowance (DLA) or Personal Independence Payment (PIP) once you have reached state pension age.
However, if you were already claiming DLA or PIP, you might be able to renew the claim even if you are over state pension age.
Benefits you can claim when you reach pension age
You can continue to claim these benefits even after you've reached pension age:
You can claim these benefits as long as your income is low enough:
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Housing Benefit
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Council Tax Support
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Support for Mortgage Interest
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Working Tax Credit (you can't make new claims for this, but if you're already getting it you can carry on receiving it)
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Child Tax Credit (you can't make new claims for this, but if you're already getting it you can carry on receiving it)
-
Help with Health Costs
-
Cold Weather Payment
The following benefits are only available to people above a certain age:
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State Pension (state pension age)
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Pension Credit (state pension age)
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Attendance Allowance (state pension age)
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Winter Fuel Payment (state pension age)
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Savings Pension Credit (age 65 and above - this is being phased out)
What is state pension age and pension credit age?
State pension age is the earliest age at which you can get your state pension, which is a benefit from the Government.
For anyone reaching the state pension age now, it will be age 66 for women and men.
But if you were born after 5 April 1960, the age at which you can claim a state pension is increasing.
There will be a phased increase in the state pension age to 67, and eventually 68.
You can check the Gov.uk website to check your state pension age and whether you can start claiming pension credit, reports Liverpool Echo.
Your state pension age is the same as your pension credit age unless you are a man born before 6 December 1953.
Pension Credit tops up your money to the above weekly amounts if you’re over state pension age and on a low income.
You may get extra amounts too, if you have other responsibilities and costs.