Whether you’ve got a hot date or a big job interview, you want to dress like a million bucks. Your clothing budget, however, is decidedly less than a cool million. You’re hoping to find items under $40 — and you’d like them to look far more expensive than they actually are, especially now that you have a new partner or prospective boss to impress.
That is where Old Navy comes in. The retailer offers a range of affordable yet elegant options that help you stay both fashion-forward and budget-conscious. Let GOBankingRates be your personal shopper and help you find a few stylish pieces that punch well above their price point.
1. Long-Sleeve Mariner Loose T-Shirt
This chic shirt pairs just as easily with a midi skirt or tailored slacks for a more professional look as it does with jeans for a casual vibe. That versatility — along with the classic French feel of its delicate stripe pattern — makes it look pricier than it is. As of this writing, it’s on sale for $10.80, though its regular price of $26.99 is also a steal.
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2. Long-Sleeve French Rib T-Shirt
Few items of clothing are as casually glamorous as a well-cut crewneck T-shirt. This Old Navy version not only looks great but also feels luxuriously soft. Wear it on the go, or throw on a blazer to turn it into a business casual classic. It’s currently on sale with prices ranging from $10.49 to $16.49, depending on the color, though even at its regular price of $32.99, it’s still a solid deal for such a polished look.
3. Ruffle Collar Button-Down Top
Ruffles have a way of making even simple pieces feel fancier — especially when they frame the front of a crisp, bold-colored blouse. This ruffle-collar button-down is a must-have for spring officewear and stylish enough to carry you into the evening. Usually priced at $34.99, it’s available, as of this writing, for just $17.49.
4. High-Waisted Billie Straight Ankle Trouser
If you can easily picture Katharine Hepburn wearing these high-waisted trousers, it’s because they channel comfort, athleticism and timeless style in one look. Normally priced at $39.99, they’re now on sale at prices ranging from $15.97 to $22.49, depending on color. They’re available in eight neutral shades and in sizes up to 4X, making them both stylish and inclusive.
5. Maternity Short-Sleeve Bodycon Dress
Moms-to-be also deserve to stay stylish. This bodycon dress channels Audrey Hepburn as Holly Golightly in Breakfast at Tiffany’s — and you’d expect a Hollywood-inspired look to cost far more than $19.99. Yet that’s exactly the sale price. Even at its regular price of $39.99, it’s still a great deal.
6. Structured Loose Non-Stretch Jeans
You’d normally pay a premium for a durable pair of jeans that won’t stretch out over time. With this Old Navy pair, the regular price is $39.99 — but the sale price is just $19.99 for either dark- or light-wash denim. At that price, you might even grab one of each.
7. Date Night Belted Clutch
No “bougie on a budget” look is complete without the right bag. This belted clutch — available in deep purple or classic black — pairs well with just about any night-on-the-town outfit. A fully lined interior adds an extra-luxurious touch that helps it feel far more expensive than it is. The regular price is $34.99, but it’s currently on sale for $17.49.
Editor’s note: Pricing is accurate as of Jan. 28, 2026. Pricing and availability are subject to change.
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This article originally appeared on GOBankingRates.com: 7 Old Navy Finds Under $40 That Look Much More Expensive
