Grocery shopping costs can add up fast, especially with food prices fluctuating every season. That’s why finding the right loyalty programs for groceries is more than just a nice perk—it’s a money-saving strategy. But with so many options out there, not every program is worth your time or effort. Some give you points you’ll never use, while others have confusing rules or tiny rewards. The good news? A few grocery loyalty programs actually offer real value, making your weekly shopping trips easier on your wallet. If you want to save money and maybe even score some freebies, these are the programs you should seriously consider joining.
1. Kroger Plus Card
The Kroger Plus Card is a classic example of a loyalty program for groceries that actually pays off. With this free card, you get instant discounts on hundreds of products every week. You’ll also earn fuel points for every dollar you spend, which can be redeemed at Kroger gas stations for savings at the pump. The more you shop, the more fuel discounts you rack up.
Another bonus: digital coupons are easy to load onto your card, so you don’t have to clip paper coupons. If you use Kroger’s app, you can track your savings, find deals, and even create shopping lists. The program works at all Kroger-owned stores, so it’s a great pick if you shop at Ralphs, Fred Meyer, or King Soopers, too.
2. Safeway Just for U
Safeway’s Just for U program is all about personalized savings. After signing up online or through their app, you’ll get weekly digital coupons tailored to your shopping habits. That means the more you use it, the better the deals get for your favorite products. You also earn points each time you shop, which you can redeem for discounts on groceries or gas at participating stations.
What sets this program apart is the “free item” offers that pop up from time to time. Loyal shoppers have scored free bakery treats, snacks, or even household essentials. Just for U is available at other Albertsons-owned stores as well, so it covers a lot of ground if you live in the right region.
3. Target Circle
Target Circle isn’t just for groceries, but it’s a strong contender if you buy food and household items there. The program is free and incredibly easy to use—just sign up online or in the Target app. You’ll get 1% back on every eligible purchase, which you can spend on future trips. There are also exclusive Target Circle offers, which are digital coupons you can add with one tap.
Target Circle members get personalized deals based on their shopping patterns. You’ll also receive a birthday gift and early access to special sales events. The best part? Savings stack with manufacturer’s coupons and RedCard discounts, so you can maximize your grocery loyalty program benefits every time you shop.
4. Walmart Rewards
Walmart Rewards is a relatively new but fast-growing loyalty program for groceries. It’s built into the Walmart app, so there’s no separate card to carry. Every time you shop, you earn Walmart Rewards that you can use to pay for future purchases. The program is especially handy for regular grocery shoppers, since many staple items are eligible for rewards.
Walmart Rewards can be combined with other digital coupons and offers. Plus, the app helps you keep track of your rewards balance and find new earning opportunities. If you’re a Walmart+ member, you’ll sometimes see exclusive bonus rewards, making this program even more valuable for frequent shoppers.
5. Giant Food Flexible Rewards
Giant Food’s Flexible Rewards program is designed for shoppers who want options. You earn points for every dollar spent, plus bonus points for buying select items or using digital coupons. What makes this grocery loyalty program unique is that you can choose how to redeem your points: for dollars off your next order, gas savings, or even free groceries.
Flexible Rewards also offers personalized deals and surprise offers in your account. If you do most of your shopping at Giant or its sister stores like Martin’s, this program can help you stretch your grocery budget further each month.
How to Make the Most of Grocery Loyalty Programs
Picking the right grocery loyalty program is just the first step—using it to its fullest is where the savings really add up. Always register online or in the store app to unlock all the digital coupons and personalized offers. Take a few minutes before each shopping trip to browse current deals, clip digital coupons, and plan your list around the best discounts. Many loyalty programs for groceries also work at the pharmacy or gas station, so don’t forget to use your card or app there too.
If you shop at more than one store, it’s smart to join multiple programs and stack savings. With a little planning, these programs can help you keep your grocery bill in check without sacrificing quality or convenience.
Do you use a grocery loyalty program that saves you money every month? Share your favorite programs and tips in the comments below!
What to Read Next…
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- 8 Ways Loyalty Programs Can Be Misleading With Their Perks
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