
Only a few weeks remain between now and the end of 2025 — enough time for U.S. housing markets to experience a bit of growth or enter a cooling-off period.
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Which metros are likely to see home values skyrocket and where might values decline? Using an existing GOBankingRates study and a separate Zillow analysis, here’s what is in store for real estate now through the end of the year.

5 Cities Where Home Values Will Explode
From coast to coast, the following five cities were identified in GOBankingRates’ original research as having the highest one-year home value change percentages.
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Rockford, Illinois
- One-year home value change (%): 10.89%
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Syracuse, New York
- One-year home value change (%): 10.75%

San Jose, California
- One-year home value change (%): 10.71%

Hartford, Connecticut
- One-year home value change (%): 9.43%
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Binghamton, New York
- One-year home value change (%): 9.19%

5 Cities Where Home Values Are Declining
To determine the top metros where home values are declining, we referred to a Zillow analysis studying the cities with the largest year-over-year home value percentage drops. Surprisingly, the top five cities are all based in Florida and Texas.

Tampa, Florida
- YoY % change in value: -6.2%
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Austin, Texas
- YoY % change in value: -6.0%

Miami
- YoY % change in value: -4.6%

Orlando, Florida
- YoY % change in value: -4.3%
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Dallas
- YoY % change in value: -3.9%
Dive into more original studies and surveys in the GOBankingRates original research center.
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This article originally appeared on GOBankingRates.com: 5 Cities Where Housing Prices Will Explode Plus 5 More Where Home Values Are Declining