Becoming a millionaire might sound out of reach, but for Tori Dunlap, founder of Her First $100K, it was a goal she hit by age 27. Now, she’s helping others do the same with a straightforward, low-risk strategy.
Find Out: Suze Orman’s Top Tip for Building Wealth Is a ‘Very Easy One’
Read Next: 7 Ways Your Paycheck Indicates If You're Rich or Middle Class
“They say millionaire status comes from luck or massive risk, but my path was far simpler and more repeatable,” she wrote in a recent LinkedIn post.
In the post, Dunlap shared the three moves she made in her 20s that scaled her net worth — that you can make at any age.
1. Start Investing Early
Dunlap became a millionaire by maxing out her Roth IRA contribution every year, but even investing a smaller amount can have a big impact on your net worth.
“You don’t need a huge income — $20 a month compounds into real wealth,” Dunlap wrote. “Time in the market beats timing the market.”
Learn More: I’m a Self-Made Millionaire: 6 Steps I Took To Become Rich on an Average Salary
2. Build a Side Hustle With Growth Potential
Dunlap started her company, Her First $100K, while she had a full-time job. What started as a blog eventually evolved into a multimillion-dollar financial platform with courses, coaching and a bestselling book.
“This was the biggest thing that played a role in my financial success,” Dunlap said.
3. Leave a Job That Doesn’t Value Your Worth
Even if you have a side hustle, you should still try to maximize the income you get from your full-time job. Staying in a job where you are undervalued will stunt your ability to grow your wealth.
“I learned this the hard way in [a] toxic marketing job,” Dunlap said. “If you’re undervalued, negotiate or leave, because your dollar is your decision power.”
Why These 3 Moves Work
Whether you’re 25 or 55, these three strategies — investing consistently, creating multiple income streams and charging what you are worth — can help you build lasting wealth.
“If you put these three together, they’re not flashy — they’re factual,” Dunlap said. “Millionaire status before 30 wasn’t about gimmicks. It was about behavioral layering with consistency, clarity and courage.”
More From GOBankingRates
- 9 Costco Items Retirees Need To Buy Ahead of Fall
- 5 Ways 'Loud Budgeting' Can Make You Richer, According to Vivian Tu
- These Cars May Seem Expensive, but They Rarely Need Repairs
- Clever Ways To Save Money That Actually Work in 2025
This article originally appeared on GOBankingRates.com: 3 Moves That Made This Woman a Millionaire by 27 — That You Can Do at Any Age
