A six-figure income may be necessary in more than half of the United States to afford homeownership, but there are 19 states where a median-priced home can be purchased for under $100,000.
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This finding comes courtesy of a Realtor.com study using in-house July 2025 housing figures. The data was analyzed to determine the minimum recommended income if you want to buy a median-priced home in all 50 states. The Midwest accounts for nine states on this list, the most out of any region.
Ranked from highest to lowest income needed, see the states where a home can be bought without earning a $100,000 salary.
1. Texas
- Minimum income needed to afford median-priced home: $99,000
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2. North Dakota
- Minimum income needed to afford median-priced home: $98,000
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3. South Carolina
- Minimum income needed to afford median-priced home: $98,000
4. Nebraska
- Minimum income needed to afford median-priced home: $92,000
5. Alabama
- Minimum income needed to afford median-priced home: $90,000
6. Pennsylvania
- Minimum income needed to afford median-priced home: $86,000
7. Illinois
- Minimum income needed to afford median-priced home: $85,000
8. Michigan
- Minimum income needed to afford median-priced home: $84,000
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9. Kentucky
- Minimum income needed to afford median-priced home: $83,000
10. Indiana
- Minimum income needed to afford median-priced home: $82,000
11. Missouri
- Minimum income needed to afford median-priced home: $82,000
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12. Arkansas
- Minimum income needed to afford median-priced home: $80,000
13. Oklahoma
- Minimum income needed to afford median-priced home: $80,000
14. Kansas
- Minimum income needed to afford median-priced home: $79,000
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15. Mississippi
- Minimum income needed to afford median-priced home: $79,000
16. Iowa
- Minimum income needed to afford median-priced home: $76,000
17. Ohio
- Minimum income needed to afford median-priced home: $76,000
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18. Louisiana
- Minimum income needed to afford median-priced home: $75,000
19. West Virginia
- Minimum income needed to afford median-priced home: $71,000
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This article originally appeared on GOBankingRates.com: 19 States Where You Don’t Have To Earn Six Figures To Buy a Home
