Many travelers dream of turning their favorite vacation spots into their full-time homes. In some U.S. destinations, that dream is surprisingly affordable — even on a $100,000 salary.
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To find the vacation destinations with the most affordable homes, Zoocasa analyzed median single-family home prices across 40 popular destinations and calculated the annual income needed to afford a home in each one. In these 10 cities, you can afford a home even if your salary is under six figures.
New Orleans
- Median home price: $296,450
- Average monthly mortgage payment: $1,533
- Income needed to buy: $61,320
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Pensacola, Florida
- Median home price: $330,000
- Average monthly mortgage payment: $1,707
- Income needed to buy: $68,280
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Savannah, Georgia
- Median home price: $350,000
- Average monthly mortgage payment: $1,810
- Income needed to buy: $72,400
Galveston, Texas
- Median home price: $367,500
- Average monthly mortgage payment: $1,901
- Income needed to buy: $76,040
Orlando, Florida
- Median home price: $390,000
- Average monthly mortgage payment: $2,017
- Income needed to buy: $80,680
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Virginia Beach, Virginia
- Median home price: $408,950
- Average monthly mortgage payment: $2,115
- Income needed to buy: $84,600
Ocean City, Maryland
- Median home price: $417,450
- Average monthly mortgage payment: $2,159
- Income needed to buy: $86,360
St. Petersburg, Florida
- Median home price: $460,000
- Average monthly mortgage payment: $2,379
- Income needed to buy: $95,160
Sarasota, Florida
- Median home price: $465,000
- Average monthly mortgage payment: $2,405
- Income needed to buy: $96,200
South Padre Island, Texas
- Median home price: $477,500
- Average monthly mortgage payment: $2,470
- Income needed to buy: $98,800
Editor’s note: Data was sourced from Zoocasa and is accurate as of July 16, 2025.
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This article originally appeared on GOBankingRates.com: 10 US Vacation Destinations Where You Can Buy a Home on a $100K Income
