THE evidence is already here. The cost-of-living crisis is impacting on everything from energy prices to groceries and we are all going to find the coming few months harder than usual.

Extra costs associated with physical conditions can increase financial pressure from the cost of living crisis

It can be harder for people living on their own as they can't share costs with a partner

Katie Wright rounds up expert advice for coping with money struggles.

How worried should you be and where should you start to manage your money? Kate Ng turns to financial experts for advice on how to deal with it all

Experts weigh in on what vital conversations you need to have first